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Chase new account promotions: Bonuses for checking and savings accounts

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If you want to receive a sign-up bonus with a new checking account, you might want to check out the offers from Chase Bank. They have promotions where new personal customers can earn anywhere from $100 to $200 by opening an account and meeting the requirements. Below is a list of the different checking accounts, the bonus amounts available, and the requirements you need to meet.

Chase bonus details

The following are the details regarding the current bonus promotions for checking accounts offered by Chase Bank.

Chase Total Checking®: $200 bonus

  • How to earn the bonus: If you enroll for a coupon on the Chase website and open a Chase Total Checking account, then establish direct deposit within 90 days, you will get a cash bonus of $200. You can open the account either in-person or online.
  • When you’ll receive the bonus: You will receive the bonus in your account within 15 days after fulfilling the requirements.
  • The fine print: If you currently have a Chase checking account, you cannot take advantage of this offer. Additionally, you are also ineligible if you have closed an account in the last 90 days or if your account was closed due to a negative balance within the last three years. You can only receive a bonus for opening a Chase checking account once every two years. If you close your account within six months of opening it, the bonus will be taken away.
  • When the offer expires: July 19, 2023

Chase College Checking℠: $100 bonus

  • How to earn the bonus: If you’re a college student between 17 and 24 years old, you can get a promotion by opening a Chase College Checking account and finishing 10 qualifying transactions within 60 days of applying the coupon.
  • Transactions that are considered qualified include: using a debit card for purchases, paying bills online, making deposits using Chase QuickDeposit, and making automatic clearinghouse check (ACH) payments or receiving credits.
  • When you’ll receive the bonus: The bonus will be credited to your account within 15 days of completing the qualifying transactions.
  • The fine print: Customers who currently have accounts with Chase or who have had accounts that were closed in the past 90 days, or closed within the past three years with an outstanding negative balance, are not eligible.
  • When the offer expires: July 19, 2023

Chase Secure Banking℠ account: $100 bonus

  • How to earn the bonus: If you open a Chase Secure Banking account and fulfill certain requirements, you will receive a $100 bonus. Within 60 days, you must complete ten qualifying transactions. Valid transactions include online bill payments, debit card purchases, Zelle transfers, ACH credits, and Chase QuickDeposits.
  • When you’ll receive the bonus: Once you have met the qualifications, your bonus will be credited to your account within 15 days.
  • The fine print: Customers who already have a checking account with Chase or have closed their account within the last 90 days (with a negative balance within the past 3 years) are not eligible for the bonus offered by Chase Secure Banking account.
  • When the offer expires: July 19, 2023

What’s the catch?

How to qualify for these offers.

If you already have a Chase checking account, you cannot receive bonuses for opening a Total Checking, College Checking, or Secure Banking account. Similarly, you cannot receive a bonus for opening a Business Complete Checking account if you already have a Chase business checking account. Additionally, not-for-profit organizations, campaign accounts, and Political Action Committees are not eligible for this offer.

To be eligible for the offer, you must keep the account open for a minimum of six months. If you close it before that time, Chase will subtract the bonus amount from your account at the time of closure.

Customers, including signers, can only receive one business checking bonus every two years.

Are these deals good for you?

Chase offers great checking bonuses, especially for people who prefer banking at a physical branch. Their branch and ATM network is one of the biggest in the country, covering 48 states.

To earn a bonus by opening a new checking account, you can use the account bonuses. However, read the terms and conditions carefully before signing up for any bank account and ensure that you can fulfill any minimum balance criteria.

The Chase Total Checking account charges monthly fees, but they can be avoided by fulfilling specific criteria, such as making a direct deposit of $500 or more.

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