How to use your HSA as a retirement plan
Using your Health Savings Account (HSA) can be a smart move to maximize your retirement savings. HSAs can not only cover current medical expenses...
6 frequently asked questions about Social Security benefits
Social Security is a crucial element of American society, with approximately 67 million Americans receiving monthly benefits by 2023. For senior citizens, these benefits...
Social Security earnings test: How your benefits could be impacted
By 2023, around 67 million Americans will receive monthly benefits from the Social Security Administration (SSA). Despite this, some may find the money insufficient,...
My Social Security Isn’t Enough. Am I Doomed to Work Forever?
Dear A., Most of the advice you’ll find about how to increase your Social Security benefits is essentially: Go back in time, work longer and...
Lean Into Budgeting to Make Your Money Last in Retirement
You’ve spent decades in the workforce earning a living, your schedule dictated by the demands of the job. All the while, you’ve been steadily...
My Dad Wants Independence. He Can’t Afford It. How Do I Help?
Wait, what does Dad think? Surely his vote matters more than mine. If you want to respect your father’s desire for independence, the worst thing...
Don’t Panic: What to Do With Your 401(k) When the Stock Market Drops
You know the story of “The Tortoise and the Hare”? It turned out slow and steady won the race. That applies to investing, too. With the...
Here’s a Brilliant Way for Stay-at-Home Parents to Save for Retirement
Lots of people have jobs where they don’t earn any income. Think stay-at-home parents. These people may want to retire someday, but because they don’t...